Shaype teams up with UK fintech to launch startup super app for small business finance

Embedded finance platform Shaype has teamed up with UK fintech ANNA Money to launch Australia’s first AI-powered finance “super app” for startups and small business.

The app will act as a single financial co-pilot, consolidating everything from business banking to tax, expenses, company formation and cards.

The collaboration also launches ANNA (Absolutely No Nonsense Admin) Money in Australia following its acquisition of Sydney spend management and business finance automation fintech Cape 12 months ago.

ANNA Money’s Australian CEO Ryan Edwards-Pritchard, Cape’s founder, said the partnership with Shaype is an inflection point for business finance in Australia.

Edwards-Pritchard said the app is focused exclusively on Pty Ltd businesses with more complex needs, from early-stage startups to established companies looking to scale.

“Until now, SMEs have been forced to cobble together tools that were never designed to work in sync,” he said.

“We’re changing that by building an intelligent, agentic financial system that actively works for business owners around the clock.”

The app includes utomated tax tools to handle IAS/BASprep and lodgement, GST tracking and compliance, real-time business accounts with an Australian BSB/account number and NPP-enabled payments, corporate credit cards, and built-in expense management, receipt capture and real-time transaction categorisation, as well as AI-driven financial insights and automation.

Shaype, which raised a $33 million Series C in late 2022, operates globally, including in the UK, offering a platform that deals with everything from payments to tokenisation and dynamic authorisation, as well as KYC, real-time AML, CTF and fraud monitoring.

Shaype CEO Andrew Laycock said the app means business owners no longer have to juggle their bank, accounting program, spreadsheets, accountants and other tools.

“This is a great example of how embedded finance infrastructure can unlock entirely new user experiences in financial services,” he said.

“Together, we’re empowering Australian SMEs with modern, secure, and integrated tools that simply didn’t exist before.”