What kind of a life do you hope to live when you retire? Do you hope to travel? Do want to own your own home? Do you want to take up hobbies and leisure activities? Do you want to be able to take care of your loved ones and your health? Play golf? Own a boat? Start a Bed and Breakfast?
Salary sacrificing can significantly enhance superannuation savings for retirement. By creating an agreement between an individual and their employer, they can “sacrifice” a part of their salary directly into their super account. Because contributions are deducted from their “before-tax salary”, their taxable income is reduced while their retirement savings receive a boost.
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